Missouri Paycheck Calculator
Detailed paycheck estimator for workers in Missouri (MO). Uses updated 2026 federal withholdings, FICA tax limits, and state-specific tax brackets.
Estimate Take-Home Income in MO
Progressive State TaxCalculator Inputs
Calculation Result
How much tax comes out of a paycheck in Missouri?
Missouri's progressive tax converges quickly to its top rate of 4.70%, so a single filer earning $75,000 takes home about $59,004.50 a year.
W-2 tax structure in Missouri
Missouri features brackets ranging from 2.00% to 4.70%, which compress within the first $9,436 of taxable income. Above that threshold, all earnings are taxed at the 4.70% top rate.
Worked payroll example (gross $75,000 salary)
| Withholding Category | Annual Deduction |
|---|---|
| Gross Pay | $75,000.00 |
| Federal Income Tax | -$7,670.00 |
| FICA Tax (Social Security & Medicare) | -$5,737.50 |
| State Income Tax | -$2,588.00 |
| Net Take-Home Pay | $59,004.50 |
What makes Missouri W-2 taxation different?
Missouri fully exempts capital gains income from its state income tax and adopts the federal standard deduction ($16,100). The median household income in Missouri is $71,589 according to the U.S. Census Bureau.
Relocating from or to Missouri?
Comparing Missouri to neighboring Kansas, Missouri's top rate is 4.70% compared to Kansas's 5.58% top bracket, making Missouri the lower tax option for the Kansas City metro area.
Frequently Asked Questions
Does Missouri tax capital gains?
No. Missouri has a state tax exemption for W-2 capital gains income, which sets it apart from many neighboring states.
Does Kansas City, Missouri have its own earnings tax?
Yes. Both Kansas City and St. Louis levy a local 1.0% earnings tax on residents and workers in addition to the state tax.
What is the median household income in Missouri?
According to the 2024 U.S. Census Bureau ACS estimates, the median household income in Missouri is $71,589.
Is Missouri a low cost-of-living state?
Yes. Missouri sits at 88.9 on the MERIC index, making it one of the more affordable Midwestern states.
- Federal baseline calculations: IRS Revenue Procedure 2025-32.
- FICA caps and limits: Social Security Administration (2026).
- State tax rates: Tax Foundation Individual Income Tax Rates (2026).
- Median household income: U.S. Census Bureau ACS (2024).
- Cost of Living Index: MERIC Cost of Living Data Series (2025).
Missouri looks graduated but behaves like a flat 4.70%
Missouri publishes a set of brackets running from 2.00% to 4.70%. Those brackets are compressed into the first $9,436 of taxable income. Above that, everything is taxed at the top 4.70% rate.
So for anyone earning a normal full-time salary, Missouri is effectively a flat-tax state with a small discount on the first nine thousand dollars. The graduated structure is real but it stops mattering almost immediately.
A $75,000 single filer pays roughly $2,588 in Missouri state tax and takes home about $59,004.50 after federal tax and FICA.
The 1% earnings tax if you work in Kansas City or St. Louis
Here is what the state rate does not tell you. Both Kansas City and St. Louis levy a 1% earnings tax, and it applies to people who work in the city, not only those who live there.
That distinction is what catches commuters. If you live in a suburb and drive into either city for work, you owe the 1% on the income you earn there. On a $75,000 salary that is $750 a year, which is a meaningful chunk of the difference between two otherwise identical job offers.
It also means the Kansas City metro is genuinely complicated, because the state line runs through it. Working in Kansas City, Missouri while living in Kansas means Missouri state tax on your Missouri earnings, the Kansas City 1% earnings tax, and a Kansas resident return with a credit for what you already paid. Three tax authorities, one commute.
If you work in either city, add 1% to whatever a national calculator tells you.
Missouri ranks 26th of 50 for take-home pay
On a $80,000 salary, a single filer keeps $62,287 in Missouriafter federal tax, Social Security, Medicare and state tax — $2,823 less than Alaska, the highest.
Plan your Missouri Budget: The Paycheck Split™
The Paycheck Split™
Divide your take-home pay to plan your budget (Essentials, Lifestyle, Financial Goals).