Pennsylvania Paycheck Calculator
Detailed paycheck estimator for workers in **Pennsylvania** (PA). Uses updated 2026 federal withholdings, FICA tax limits, and state-specific tax brackets.
Estimate Take-Home Income in PA
3.07% Flat TaxCalculator Inputs
Calculation Result
How much tax comes out of a paycheck in Pennsylvania?
Pennsylvania taxes W-2 income at a flat 3.07% rate, so a single filer earning $75,000 takes home about $59,290.00 a year before local taxes.
W-2 tax structure in Pennsylvania
Pennsylvania is a flat-tax state with a rate of 3.07%. Unlike many other flat-tax states, Pennsylvania has no standard deduction or personal exemption — the flat rate applies to all taxable W-2 income from dollar one.
Worked payroll example (gross $75,000 salary)
| Withholding Category | Annual Deduction |
|---|---|
| Gross Pay | $75,000.00 |
| Federal Income Tax | -$7,670.00 |
| FICA Tax (Social Security & Medicare) | -$5,737.50 |
| State Income Tax | -$2,302.50 |
| Net Take-Home Pay | $59,290.00 |
What makes Pennsylvania W-2 taxation different?
Pennsylvania allows cities, boroughs, and school districts to impose local earned income taxes on top of the state rate. The median household income in Pennsylvania is $77,545 according to the U.S. Census Bureau.
Relocating from or to Pennsylvania?
Comparing Pennsylvania to neighboring Ohio, Ohio's flat 2.75% rate (HB96) has a tax-free baseline of $26,050, resulting in a lower state tax bill ($1,287) than Pennsylvania's flat 3.07% ($2,302.50) on a $75,000 salary.
Frequently Asked Questions
Does Pennsylvania have a standard deduction?
No. Pennsylvania is one of the few states with no standard deduction or personal exemption; the flat 3.07% rate applies to all earnings from the first dollar.
What is Philadelphia's local wage tax?
Philadelphia levies a local wage tax on residents and commuters, which is deducted from your paycheck in addition to the state flat tax.
What is the median household income in Pennsylvania?
According to the 2024 U.S. Census Bureau ACS estimates, the median household income in Pennsylvania is $77,545.
How does Pennsylvania's cost of living compare?
The MERIC composite index for Pennsylvania is 97.1 (U.S. average = 100), placing it slightly below the national average.
- Federal baseline calculations: IRS Revenue Procedure 2025-32.
- FICA caps and limits: Social Security Administration (2026).
- State tax rates: Tax Foundation Individual Income Tax Rates (2026).
- Median household income: U.S. Census Bureau ACS (2024).
- Cost of Living Index: MERIC Cost of Living Data Series (2025).
Plan your Pennsylvania Budget: The Paycheck Split™
The Paycheck Split™
Divide your take-home pay to plan your budget (Essentials, Lifestyle, Financial Goals).